SpendGraphterminal intelligence
2 of 4 deployments publishing 2 chains observed 2026-08-21 16:18 UTC UTC 中文

Payment landscape

The registered payment systems, the layers they occupy, and how far each has been observed. Ordered by identifier — this is not a ranking.

Payment stack map

Which registered systems have an assessment in each capability layer. Membership of a layer is an assessment, not a claim about market position.

Identity
Who is involved
Not in catalog the product model names this capability; the frozen catalog does not define a function for it, so no system can be assessed against it.
Account
Where value is held
Ether.fi Cash (cash-v3) — 1/1 1 fact
Gnosis Pay Safe Card Protocol — 1/1 1 fact
RedotPay — 1/1 1 private only
UR Account / Card Protocol — 1/1 1 fact
Funding
How value enters
Ether.fi Cash (cash-v3) — 2/2 1 fact · 1 inference
Gnosis Pay Safe Card Protocol — 2/2 1 fact · 1 inference
RedotPay — 2/2 1 inference · 1 private only
UR Account / Card Protocol — 2/2 1 fact · 1 inference
Authorization
How payments are approved
Ether.fi Cash (cash-v3) — 6/6 5 disproven · 1 fact
Gnosis Pay Safe Card Protocol — 6/6 3 fact · 3 disproven
RedotPay — 6/6 3 private only · 2 inference · 1 unknown
UR Account / Card Protocol — 6/6 2 inference · 2 disproven · 1 fact · 1 unknown
Settlement
How value is finally moved
Ether.fi Cash (cash-v3) — 6/6 4 fact · 4 disproven
Gnosis Pay Safe Card Protocol — 6/6 4 disproven · 2 fact
RedotPay — 6/6 3 private only · 2 inference · 1 unknown
UR Account / Card Protocol — 6/6 3 disproven · 2 fact · 1 unknown
Credit
How credit is provided
Not in catalog the product model names this capability; the frozen catalog does not define a function for it, so no system can be assessed against it.

Protocol explorer

Every registered system. Sorted by identifier — the specification forbids ranking, and an unstated order reads as a ranking.

SystemRegistrationNetworksDeploymentsChains w/ factsFunctions assessedCoverage
Ether.fi Cash (cash-v3)
etherfi-cash
DRAFT142017/17Active nothing published
Dormant nothing published
Gnosis Pay Safe Card Protocol
gnosis-pay
DRAFT11117/17Active 188 batches over 47,817,934 – 47,841,962, contiguous to 47,841,962
RedotPay
redotpay
DRAFT30017/17No deployment
UR Account / Card Protocol
ur
DRAFT11117/17Active 47 batches over 31,420,289 – 99,600,000, contiguous to 47,816,147