SpendGraphterminal intelligence
2 of 4 deployments publishing 2 chains observed 2026-08-21 16:18 UTC UTC 中文

The payment system is moving onchain

What SpendGraph has observed of the on-chain payment economy, and how completely it has observed it. Every figure below is a number a component published, not one this page derived.

Observed scope

What SpendGraph currently observes. Not a total for the on-chain payment market.

4
Payment systems
Registration packs loaded
4
Deployments
2 publishing facts
19
Networks registered
Declared by the packs
2
Chains with facts
100, 5000

Published metrics

Read from C09 at the pinned catalog revision. A state, not a blank, wherever there is no figure.

21
Payment events
Observed · 3 daily points at metric-v4
No data
Reversals
No data · 0 daily points at metric-v4
History exists at metric-v3: 394 daily points as `authorization_reversed_count`, 2025-06-12 00:00 UTC to 2026-08-19 00:00 UTC. Recomputing at metric-v4 would fill this.
No data
Authorization adjustments
No data · 0 daily points at metric-v4
History exists at metric-v3: 76 daily points as `authorization_adjusted_count`, 2025-07-02 00:00 UTC to 2026-08-08 00:00 UTC. Recomputing at metric-v4 would fill this.
0
Active payment accounts
Observed · 1 daily points at metric-v4
History exists at metric-v3: 436 daily points as `active_account_count`, 2025-06-11 00:00 UTC to 2026-08-20 00:00 UTC. Recomputing at metric-v4 would fill this.

Payment capability flow

Capability relationships, not a live flow of funds. Each stage shows how many registered systems have an assessment for it.

Identity
0/4
Who is involved
Not in catalog
Account
4/4
Where value is held
F01
Funding
4/4
How value enters
F02 F03
Authorization
4/4
How payments are approved
F04 F05 F06 F08 F09 F14
Settlement
4/4
How value is finally moved
F07 F10 F11 F12 F13 F15
Credit
0/4
How credit is provided
Not in catalog

Data trust

Three measured quantities rather than one composite score: a score needs weights, and weights are a judgement presented as arithmetic.

2/4
Coverage
deployments with a committed publication batch; 2 have a contiguous watermark
4/4
Function assessment
registration packs carry payment-function assessments
3/4
Architecture profile
packs publish an architecture profile; a draft profile counts as none